Collect premiums where customers already are.
Distribution is the hard part of insurance. Agency One collects premiums and captures claims at counters people already visit, with commission accounted per policy and every payment receipted.
What this network runs first.
An insurer switches on collection and servicing journeys first. Each is set up in the catalog, so a new product is a configuration change.
Premium collection
Motor, funeral and life, priced from the contract
Renewal payment
The easy path that keeps a policy in force
Policy lookup
Find the policy and its balance at the counter
Claim capture
First notice of loss taken where the customer is
Float, commission and reconciliation.
Insurance money is about commission truth and clean settlement to the insurer, and both are posted as they happen.
Commission per product
Each product carries its own commission terms in the catalog; a sale is recorded against them twice, to the thebe, so what is owed is on the record.
Settled and reconciled
Premiums collected at the counter settle to the insurer and reconcile three ways daily, so a shortfall surfaces the same day, with a deadline on it.
Reversals under dual control
A mistaken collection is reversed only with a distinct second approver, every reversal is audited, and money can never be taken back twice.
Ninety days, month by month.
What the first ninety days of a thirty-counter insurance agency look like on the platform. An illustration, with the figures an agency of that size would see, not a client's.
Month 1
Ten counters, two products.
Funeral and motor premium collection go live at ten counters, each product carrying its own commission terms in the catalog. Every receipt is written against the policy it pays, and the nightly file settles to the insurer.
- Counters live
- 10
- Products
- 2
- Commission terms
- Per product
- Settlement
- Nightly file
Month 2
Renewals and lookups make payment the easy path.
Renewal payment and policy lookup are published to twenty counters. A customer at any counter sees the policy and its balance before paying, and the daily match clears the file against the receipts line by line.
- Counters live
- 20
- Journeys
- 4
- Variance at close
- P 0.00
- File matched
- Line by line
Month 3
Claims captured where the customer stands.
First notice of loss is taken at thirty counters, with the receipt that paid the premium a click away. A mistaken collection is reversed only with a second approver, and the audit trail shows both people.
- Counters live
- 30
- Journeys
- 5
- Claims
- At the counter
- Reversals
- Two people
Your people, the platform roles.
Your distribution force maps onto platform roles without changing how the branch or agency is run.
Collects premiums, takes renewals and captures first notice of a claim, printing a receipt each time.
Approves reversals with dual control and watches collection positions across the agency.
Works settlement reconciliation, exceptions and the audited trail per policy.
Authors products and their commission schemes and publishes them with a distinct approver.
What the network gets.
- Distribution without building a branch network
- Premiums collected at counters people already visit
- Commission schemes defined per product, accrued per sale
- Lapse-risk cut by making payment the easy path
- Claims captured at the same counter as the payment
- Every collection receipted and audited to the policy
For the people who sign it off, their questions answered with their screens.
Meet the customer where they already stand.
Schedule a demo and walk the collection counter and the commission your product owners would author.